Insurance Disclosures

[Legal Entity Name], doing business as Reynoso Enterprise, operates as an insurance sales and distribution organization. Insurance products are offered and presented solely by licensed insurance producers.

Licensing information: [Insurance License Number]. Principal licensed producer: [Principal Licensed Producer]. National Producer Number: [NPN].

Consumers may independently verify any producer's license through their state department of insurance. See our Licensing & Regulatory Information page for verification resources.

Insurance products are offered only in states where the applicable producer holds an active license and the appropriate lines of authority: [States Licensed].

This website is not an offer to sell, or a solicitation to buy, insurance in any state where such an offer or solicitation would be unlawful, or where the producer is not properly licensed.

[Carrier Relationships] — Carrier names and logos are not displayed on this website until the underlying agreements are verified and each carrier's advertising guidelines have been reviewed and approved.

Reynoso Enterprise is an independent organization. It is not an insurance carrier and does not underwrite, issue, or administer insurance policies. All policies are issued and underwritten by the applicable insurance carrier.

Nothing on this website constitutes a guarantee of approval, coverage, savings, premium amount, benefit payment, or claim outcome. Any statement to the contrary is unauthorized.

Customers generally do not pay a separate fee to Reynoso Enterprise for consultations. Licensed producers are typically compensated by insurance carriers through commissions when a policy is issued, and may receive renewal or other compensation as provided in the applicable carrier agreement. Compensation practices vary by carrier, product, and contract.

TODO: REYNOSO — CONFIRM whether renewal or trail commission applies under the company's actual carrier agreements before making any renewal-revenue statement, and confirm whether any state requires a specific producer compensation disclosure.

Compensation for licensed professionals within our agent network varies based on carrier contracts, product type, production, licensing, and other factors. No earnings are guaranteed. Submitting an application to our agent network does not create an employment or contractor relationship.

Educational materials offered through Reynoso Education are for informational and educational purposes. Purchasing education does not guarantee licensing, employment, carrier appointment, income, sales performance, or business success. Education is a separate division from our insurance distribution business.

Reynoso Enterprise is not affiliated with, endorsed by, or acting on behalf of Medicare, the Social Security Administration, the Centers for Medicare & Medicaid Services, any state department of insurance, or any other government agency or program. Any such relationship would be disclosed here and independently verifiable.

We hold our communications to a standard of accuracy. If you believe any statement on this website is inaccurate or misleading, please contact our compliance team so it can be reviewed and corrected.

Compliance contact: compliance@reynosoenterprise.work.