Terms of Use

These Terms of Use ("Terms") govern your access to and use of reynosoenterprise.work (the "Site"), operated by [Legal Entity Name] ("Reynoso Enterprise," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Content on the Site is provided for general informational and educational purposes. It is not insurance, legal, tax, or financial advice, and it is not an offer to sell or a solicitation to buy any insurance product in any jurisdiction where such an offer or solicitation would be unlawful.

No content on the Site creates an insurance policy, binds coverage, or guarantees eligibility. Insurance products are offered only through licensed insurance producers and are subject to eligibility requirements, carrier underwriting, and the terms of the applicable policy.

Using the Site, submitting a form, or receiving information does not by itself create a producer-client, agency, employment, or contractor relationship. Any such relationship arises only through a separate written agreement.

You are responsible for the accuracy of information you submit. Do not submit sensitive personal information — such as Social Security numbers, financial account numbers, or medical information — through the Site. Information you submit is handled in accordance with our Privacy Policy.

The Site and its contents — including text, graphics, logos, and the Reynoso Enterprise name and marks — are owned by or licensed to Reynoso Enterprise and are protected by intellectual property laws. You may view and print content for personal, non-commercial use. Any other use requires prior written permission.

The Site may link to third-party websites, including insurance carriers and state regulators. We do not control and are not responsible for third-party content, products, or practices. Links do not imply endorsement or affiliation.

Educational materials offered through Reynoso Education are for informational and educational purposes. Purchasing education does not guarantee licensing, employment, carrier appointment, income, sales performance, or business success. Educational programs do not satisfy state pre-licensing or continuing-education requirements unless expressly stated and approved by the applicable state regulator.

TODO: REYNOSO — if educational products are sold on or through the Site, add purchase, payment, refund, and license-to-use terms reviewed by counsel.

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that content is complete, current, or accurate.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, REYNOSO ENTERPRISE AND ITS OFFICERS, MEMBERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SITE.

Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.

You agree to indemnify and hold harmless Reynoso Enterprise from claims, losses, and expenses (including reasonable attorneys' fees) arising out of your misuse of the Site or violation of these Terms.

TODO: REYNOSO — counsel must select the governing law, venue, and dispute-resolution provisions (including whether to include an arbitration clause or class-action waiver) appropriate to the company's jurisdiction and consumer-protection constraints.

We may modify these Terms at any time. Changes are effective when posted, and your continued use of the Site constitutes acceptance of the revised Terms.

Questions about these Terms may be directed to compliance@reynosoenterprise.work.